Is Marijuana Addictive? The Debate Continues.

Marijuana is the most commonly used recreational drug in the United States. As of 2012, over 29 million Americans admit to regularly using marijuana. More than 98 million Americans age 14 and older have admitted to using marijuana at least once. The possession, use, or sale of marijuana became illegal in many countries in the […]

Patients Preferring Organic Verses Synthetic Medical Marijuana

Patients Preferring Organic Verses Synthetic Medical Marijuana Synthetic THC, the active ingredient in marijuana, is now legally available by medical prescription and is sold in pill form by many major retail pharmacies. While synthetic THC is widely available in its new easy-to-take pill form, a growing number of medical marijuana patients still prefer organically grown […]

Washington State – Medical Marijuana Laws

Washington is one of seventeen states that have effectively decriminalized the medical use of marijuana. Not surprisingly, the state has enacted strict oversight laws and commercial guidelines concerning the sale, purchase and use of medical marijuana through local marijuana dispensaries and clinics. Under Federal marijuana law, the use, whether medicinal or not, is still strictly […]

Field Sobriety Tests and Driving Under The Influence of Marijuana

Field Sobriety Tests and Driving Under The Influence of Marijuana In every state in the union it is unlawful to operate a motor vehicle while under the influence of marijuana. In driving under the influence of marijuana cases, the prosecution must prove beyond a reasonable doubt that the driver was so impaired at the time […]

Arizona – Medical Marijuana Laws

Arizona has effectively decriminalized the medical use of marijuana. Not surprisingly, the state has enacted strict oversight laws and commercial guidelines concerning the sale, purchase and use of medical marijuana through local marijuana dispensaries and clinics. Under Federal marijuana law, the use, whether medicinal or not, is still strictly prohibited. Arizona Ballot Proposition 200 — Approved […]

One-Third Of All Americans Are In Debt Collection – What Debt Collectors Can’t Do To You

According to the Urban Institute, 1 in 3 adults, 77 million Americans in total, are currently in debt collection. This means that one-third of our nation must deal with the emotional pressure of mounting debt and receiving letters and calls from debt collectors on a regular basis. According to the report,  Nevada has nearly 50% of their residents […]

Elder Rights – Online Resources And Advocates For The Elderly – Medicare, Medicaid, Social Security, Elder Care, Legal Advocates, V.A. Benefits….

This online list of elder rights resource links provide descriptive information on important elder issues involving: Social Security, Medicare, Medicaid, Hospice, Nursing Homes, Assisted Living, Caretakers, Elder Legal Advocates, Elder Housing, and Elder Advocates. American Association of Retired Persons – 
www.aarp.org - Provides a variety of elder topics including Social Security and Medicare. They promote elder advocacy at the national level. […]

Collection Agency Law Firms Churn Debt And Abuse Debtors By The Thousands…

In an economy in which the poor are getting poorer and the rich are getting richer, the potential for unethical and illegal collection tactics tend to rise exponentially. The attack on the poor is growing more vicious due to overly-aggressive law firm collection agencies. On June 14, 2014, the federal government announced it sued Frederick J. Hanna & Associates, a Georgia-based […]

Love The People Who Treat You Right – Pray For The Ones That Don’t…

  There comes a time in your life, when you walk away from all the drama and the people who create it. You surround yourself with people who make you laugh. Forget the bad, and FOCUS ON THE GOOD. Love the people who treat you right, pray for the ones who don’t. Life is too […]

Pope Says No To Marijuana – New York Included….

In the same week that Pope Francis said he deeply regretted the criminal acts of child abuse within the Church, he also condemned the use of marijuana – a big blow for New York which just passed the Compassionate Care Act making it legal in New York to use non-smokable marijuana for the treatment of certain serious ailments and medical […]

Is Turning 70 The Best Age To Retire For Social Security Benefits?

Q:  Many people think that age 70 is the best age to retire and file for social security retirement benefits because they assume they will be collecting the maximum possible benefit since they had waited the longest possible time to collect. While this certainly sounds reasonable, is this actually how it works and are there certain circumstances where waiting to […]

What Are Social Security Retirement Claim Strategies?

Q.  I was under the impression that when you reach a certain age, you have the right to begin receiving Social Security benefits and that the earlier the age, the less you receive by way of benefits. This seemed rather simple, but I have recently been told there exists not-so-known rules within the Social Security laws […]

Drawing Down Your Retirement Funds – What Is A Progressive Draw Down?

Q.  I am 62 and have spent the last forty-five years saving for retirement. I plan on retiring in about five years but I am told that I need to be careful when and how I take out my money from my retirement accounts and that certain retirement accounts allow for a draw down while others do not without […]

Financial Elder Abuse – Emotional Vulnerability And Predatory Practices

Financial Elder Abuse is becoming more prevalent as more of our population enters the last quarter of their life and their mental acuity begins to diminish. Dementia can be subtle but it can clearly effect judgement and decision making. Financial abuse escalates especially in a declining economey, even family members can take advantage of a parents emotional and intellectual […]

Where Can My Elderly Mother Store Her End Of Life Planing Documents?

Q, My mother is 89 years old and wants to make sure all of her belongings and essential documents are safely stored and will be easily accessible to her children when she passes. These include legal documents as well as precious items such photographs, diaries and creative writings. Are there services that handle the safe storage of […]